May 2021 Passive Income Update

With another month in the books, it’s time for another Passive Income Report Update.

In this post, I will show you the amount of dividends and interests income that my wife and I received in May 2021 and the stock moves we made in the past month.

Let’s dive into the numbers (in Swiss francs: CHF; all numbers are net after taxes).

Total dividend income in May 2021 was CHF 2’860 (over USD 3’000), an increase of 30 % from CHF 2230 one year ago. 24 Stock holding positions paid dividend compared to 22 last year in the same month.

Following five businesses resumed their dividend payments after having halted shareholder distributions amid the pandemic in 2020: Banco Santander, Nichols, Heineken, Aviva and Glencore.

Total Interest Income from Peer to Peer and Crowdlending Platforms came in at CHF 42, compared to CHF 311 in May 2020, significantly lower due to significant cash withdrawals which were used to build up our Tech Portfolio in 2020.

Our savings rate was at around 65 %, quite solid and more or less in the range of the last months.

Despite the turbulent stock market movements in the last few weeks, in particular with regard to Tech Stocks and Cryptos, our total share investments hit an All Time High of over USD 460’000!

Our investment portfolio has been lifted by very strong performance of larger positions such as Nestlé, LVMH, L’Oreal, SIXT, Facebook, Alphabet, Legal & General and Tate & Lyle.

In May, we added two new positions to our Dividend Stock Portfolio for roughly USD 2’000 each:

What about you, fellow reader, how was your May in terms of passive income?

Disclaimer
You are responsible for your own investment and financial decisions. This article is not, and should not be regarded as investment advice or as a recommendation regarding any particular security or course of action.

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1. Financial Shaper
  June 6, 2021 at 3:39 pm
  
  Thanks! Yes, May was really an amazingly strong month. In fact, our highest Passive Income ever. New positions and organic dividend growth contributed handsomely and let’s not forget all the positions that halted their payouts last year and now resumed their shareholder distributions.
  Appreciate you stopping by and commenting.
  
Liquid
June 2, 2021 at 3:25 pm

Great job on the passive income in May. My dividends came in at roughly $1400. Ferrari shares have performed very well over the last several years. 🙂 I don’t own very many luxury brands, but LMVH is probably my favorite because it contains so many brands.

Financial Shaper
June 6, 2021 at 3:53 pm

Hi Liquid
Thanks for the kind words and for swinging by!
USD 1’400 is a strong passive income, congrats!
LVMH is like the “Nestle for luxury brands”, incredibly broad range.
Ferrari, LVMH. L’Oreal resp. the luxury brand stocks in general are performing very well and I am riding here the wave. They belong to the main contributors pushing my portfolio towards All Time High. My guess is that 2021 will be an extraordinary year.
Cheers

Mr. Robot
June 25, 2021 at 10:09 am

Impressive results MFS, interesting portfolio as well. I’ll belooking here more often!

Financial Shaper
June 28, 2021 at 5:50 am

Hi Mr. Robot
Thanks for swinging by and commenting.
Glad you find my portfolio of interest for you. My Dividend Portfolio has become very diversified over the roughly last 10 years with strong concentration on some massive payers in particular in the insurance sector.
In 2020 I then built my Tech Portfolio which I think gives my investments as a whole an additional interesting aspect trough more exposure to growth stocks such as Shopify, Cloudflare etc.
Cheers

Dividendes & FNB
June 26, 2021 at 9:16 pm

That’s very good 3000$US a month in dividends, WoW! I’m impress ! 👏💰📈 Mostly Europeans companies, thanks for sharing because some are not familiar. Keep up the good work, you are on your way to financial freedom anytime soony fellow investor friend! Good job ! 🙏😃💸

Financial Shaper
June 28, 2021 at 5:28 am

Thanks mate!
Yeah, I am so glad that after a pretty rough 2020 (in every aspect) we came back to growth. Our focus is on European stocks, and some of them suspended their shareholder payouts in 2020 to preserve cash. Most of them resumed their dividends after lockdowns have been lifted and it’s gonna be a pretty strong year. USD 15’000 for the full 2021 will be an important milestone! It’s amazing, just to talk about such numbers, I few years ago it would have been unthinkable. That’s the power of the compound effect, working in our favor my friend.
Appreciate you stopping by and all the best.
Cheers

Pingback: Dividend Income from YOU the Bloggers! – May 2021
1. Financial Shaper
  June 28, 2021 at 5:17 am
  
  Thanks a lot! Yeah, it was a strong month, will be great to see whether I can hit my full year target.
  Appreciate you including me in your Blogger Dividend Income Updates, congrats to all my fellow bloggers and happy investing!
  
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1. Financial Shaper
  June 29, 2021 at 12:04 pm
  
  Absolutely! The Savings Rate really stands at the core, it sets the Compound Effect in motion.
  Thanks for stopping by and commenting.
  Happy Investing!
  Cheers
  
Taco
July 11, 2021 at 7:39 am

I just came across your website. Great to see how you have documented your journey! I have been active in investing for a long time already but not so steady in buy and hold in the past which has not always been the smartest decision. What I am quite curious about is why you favour holding individual stocks over choosing an ETF or dividend paying fund as actively investing yourself does cost time.

I also like you have a broader view on sources of income including P2P and crypto. I have started off with a different approach on crypto since 2019 which is actively mining crypto myself. It is not an easy journey so far with miners breaking down, having downtime and all, but I have learned a lot along the way. Currently in the game with 14 miners that should be up by end of july (12x Antminer L3 and 2x Antminer Z11). I have purchased used miners which offer a reasonable chance of ROI on investment cost within 9-10 months. With favourable crypto rates even earlier. Then my approach is to keep renewing, the miners wont last forever. My first milestone is to earn 1 BTC by the end of 2022.

A very profitable source of passive income has been affiliate marketing for me. I have been writing about holidays (ferienparks) since 2012 as I have seen someone else doing this very sucessfully. That does require time and maintenance to keep a good position in google, but boy, it feels like free money earning 500+ euro each month on average. (see https://urlaub.ferienpark-tipps.de/ )

I will definitely keep following your updates, thanks again for sharing all details and thoughts!

Financial Shaper
July 25, 2021 at 7:56 am

Hey there
Many thanks for stopping by and commenting.
Yes, I have a strong focus on individual stocks but also have an automatic investment program in index funds (tracking Swiss Performance Index, S&P, Eurotstox50 etc.), which means around SUD 500 are invested each month in these funds. This is for my family for the future (college etc.). I don’t write on these investment programs, as it’s fully passive but I have to say, the total performance is great. So yes, why even investing directly into individual stocks? Well, as for me it’s my huge interest for businesses. I like analysing them and have skin in the game. It’s time consuming and to some extent costly, but it’s my hobby.
Very interesting your different income sources (crypto and affiliate marketing). I will definitively check out.
Cheers

My Financial Shape

Our Journey towards Financial Independence by 31.12.2024.

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